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Dictionary of Insurance Terms -Q-

-Q-

  • Qualification Period:
    The period during which the insured must be totally
    disabled before becoming eligible for residual disability
    benefits.
  • Qualified
    Impairment Insurance:     A form of substandard or
    special class insurance, which restricts benefits for the
    insured person’s particular condition.
  • Qualified Plan: A plan which
    the Internal Revenue Service approves as meeting the
    requirements of Section 401(a) of the 1954 Internal
    Revenue Code. Such plans receive tax advantages.
  • Qualified
    terminable interest property:     A category of property,
    created by the Economic Recovery Tax Act, which by a
    deceased spouse’s will entitles the surviving spouse to
    all income from the property for life, with that income
    payable at least annually, and precludes anyone including
    the spouse from appointing the property to anyone else
    during the spouse’s life.

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